If you want to create a US bank for personal use, school purposes, for your business, or maybe for other aims but you are not residing in the US, worry not because a US bank account can now be created online. Though it may be difficult as a nonresident, with the right procedures you will get it done.
To create a USA bank account online, there are certain requirements which are ought to be met, and you will also be required to provide certain documents.
In this article, we will guide you on the steps required for a successful USA online bank account creation.
Requirements To Create A USA Bank Online
Required things to meet to be considered eligible to create a US bank account online. Also note that some banks may have specific requirements, this is only general requirements.
Required Documents:
• Passport
• Proof of Address
• Bank Statement – Not more than 3 months
• Utility Bill – Not more than 3 months
• Valid Driver’s License
• Mortgage/Lease Agreement
• Insurance Card
• Property Tax Receipt
• Voter Registration Card
• College Enrollment Letter
• Valid Government Issued Documents
How To Create a USA Bank Account Online
There are many online USA banks that you can open an account with, choose one and follow the steps below:
Step 1: Select Bank and Choose Account Type
After selecting a USA bank, visit their webpage or install their application, launch, and choose the type of account you would want to create.
Step 2: Fill In Your Documents
By now you must have prepared all the required documents, but if not, visit the bank you want to open an account with and find out their required documents, prepare them, and fill in the required spaces.
Most of the documents required for application are a Passport, Proof of Address, and A Government ID, this may vary depending on the bank.
Step 3: Fill The Application Form
You will be required to fill out the application form, provide the necessary information, and fill out the required spaces. Certain documents will be required from you including the ones above, provide them and submit them after reading and consenting to their terms and conditions.
Step 4: Identity Verification
This step is where your Identity such as provided documents and your address. They may require that you provide additional information to aid in the verification.
Step 5: Wait For Approval
After submitting and providing every necessary information, the bank will have to review your application by checking all the provided documents, and other required checks. Account review often takes days before the bank will reach out, and you will be notified if you have been approved or not.
If you are approved, details regarding your new USA bank account will be provided thereby giving you access to the bank.
Conclusion
Creating a USA bank account online may be stressful especially if you are not residing in the United States, but the goal is to get it done.
Follow this procedure on how to create a USA bank account online with any Bank of your choice and be sure to get it done.
